The Ways to Work Car Loan Program assists hard-working parents and families that are unable to receive a car loan from a bank or credit union due to imperfect or no credit history. Loans are up to $6,000 at 8% interest with either 24 or 30 month payment terms.

The program is more than "just a loan." Staff help clients identify and select reliable vehicles and also improve their overall financial situation through financial education and one-on-one financial coaching with certified credit counselors. Many clients go on to stabilize or improve their income, reduce debt, improve their credit score and even find better jobs.

To contact Ways to Work, email loans@familyservices.org or call 713-861-4849. Spanish language services available.